Terms and Conditions

Use of Website

Please read these Terms and Conditions (“Terms”) carefully before using www.mynextlevelwealth.com (the “Website”) operated by J.D Drayton, Amy McNally and Jamie Beringer (“us”, “we”, or “our”).

Your access to and use of the “Website” is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Website.

By accessing or using the “Website,” you agree to be bound by these Terms. If you disagree with any part of the terms, do not continue to use the “Website.” 

General Provisions

This website is owned and operated by J.D. Drayton, a sole trader in Victoria, Australia.

Use of this website is at your own risk. We host our site on a reputable platform and take reasonable efforts to maintain and host the site. However, we make no explicit representations or warranties as to the safety of your individual use of the website. The Terms and Conditions contained on this page are subject to change at any time.

Intellectual property rights

This Agreement does not transfer to you any intellectual property owned by the “Website.” Unless otherwise stated, www.mynextlevelwealth.com and/or its licensors own the intellectual property rights published on this Site and materials used on www.mynextlevelwealth.com, including all text, images, and logo.

Limitation of liability

To the fullest extent permitted by applicable law, in no event will “Website” be liable to any person for any indirect, incidental, or consequential damages (including, without limitation, damages for lost profits, revenue, goodwill, use of content, impact on business, etc) however caused. These limitations of liability apply even if www.mynextlevelwealth.com has been expressly advised of the potential loss.

Dispute resolution

Any disputes arising out of this Agreement shall be governed by laws of Victoria, Australia.

Changes and amendments

We reserve the right to modify this Agreement or its policies relating to the “Website” at any time, effective upon posting of an updated version of this Agreement on the “Website”. When we do, we will revise the updated date at the bottom of this page. Continued use of the “Website” after any such changes shall constitute your consent to such changes.

Acceptance of these terms

You acknowledge that you have read this Agreement and agree to all its terms and conditions. By using the “Website” you agree to be bound by this Agreement. If you do not agree to abide by the terms of this Agreement, you are not authorized to use or access the “Website”.

These Terms and Conditions are legally binding. It is your responsibility to read these Terms and Conditions carefully prior to purchase, use, or access of any of our products, including digital courses and coaching programs.

Affiliates

This site may use affiliate links to sell certain products or services. We disclaim any and all liability as a result of your purchase through one of these links. We will use reasonable efforts to notify you when and where we have placed affiliate links in addition to this disclaimer located in these Terms and Conditions. You accept express liability for any and all consequences or benefits of clicking the affiliate links contained on this website or related communications.

Termination

If at any time we feel you have violated these Terms and Conditions, then we shall immediately terminate your use of our website, products and services and any related communications as we deem appropriate. It is within our sole discretion to allow any user’s access of our website, and we may revoke this access at any time without notice, and if necessary, block your IP address from further visits to our site(s).

Terms of Service and Purchase Agreement

These Terms and Conditions are legally binding. It is your responsibility to read these Terms and Conditions carefully prior to purchase, use, or access of any of our products, including digital courses and coaching programs.

Terms and Conditions of Use

All programs, products, and services are owned and provided by J.D. Drayton, Amy McNally, and Jamie Beringer, Amy McNally, and Jamie Beringer, Amy McNally, and Jamie Beringer (“business” or “we” or “us” or “our”). The term “you” or “your” refers to any user or purchaser of said program(s), product(s) or service(s) (the “offering” or “products or services”). These Terms and Conditions of Use govern and define how you are allowed to use and access our business offerings. We reserve the right to update and change these Terms and Conditions of Use at any time, and will update them accordingly with the ‘date last updated’ at the top of this page.

You are legally bound to these Terms and Conditions of Use whether or not you have read them. If you do not agree with any of our Terms and Conditions of Use, please email us at support@mynextlevelwealth.com and we will make reasonable efforts to remove your name, email, and access to our offering, website(s), and/or learning management systems and project management platforms.

Consent

When you purchase our products or services, you are given reasonable notice that these Terms and Conditions of Use existed. When completing your purchase of the products or services and further access to the offering, you implicitly agree and continue to agree to abide by these Terms and Conditions of Use, as well as any disclaimers and privacy disclosures contained in these Terms and Conditions of Use.

You agree you are at least 18 years old or of age in your applicable jurisdiction to access the products or services. If you are younger than 18 but above the required age for consent to use online services where you live, you may not access the products or services, but you can invite a parent or guardian to open an account and help you enroll in courses that are appropriate for you. If you are below this age of consent to use online services, you may not access the offering under any circumstances. If we discover that you have done so in violation of these rules, we will terminate your account. Access to our products or services and related materials by a minor is a violation of use, and we reserve the right to terminate your access if such an issue is discovered.

Security

We do not store any whole credit card numbers or payment information, and instead, these are processed through third-party processors. By utilizing these payment processors to gain access to our products and services, you indemnify us and instead assume any and all risk or liability for the security of the payment details, and agree to be bound by the third-party payment processor’s applicable Terms and conditions of use.

Access to courses, products and services and other materials

It is your responsibility to secure your username and password from theft or any other means of unauthorized use that would violate these Terms and Conditions of Use.

Assumption of Risk

By accessing our products and services and/or related materials, whether paid or unpaid, you assume all the risk of your access and any subsequent actions you choose to take as a result of the influence, information, or educational materials provided to you.

Intellectual Property

All images, text, designs, graphics, trademarks, and service marks are owned by and property of J.D. Drayton, Amy McNally, and Jamie Beringer, Amy McNally, and Jamie Beringer, Amy McNally and Jamie Beringer or the properly attributed party (the “Intellectual Property”). It is a violation of federal law to use any of the Intellectual Property in whole or in part, and modification of any materials contained on this site is illegal and may be prosecuted to the fullest extent permissible should we choose to do so, including asking for financial penalties (damages) and/or an injunction forcing you to stop using our intellectual property immediately.

You may use our Intellectual Property with clear and obvious credit back to our site, as well as links back to the page where the materials, designs, images, text, quote, or post is located when it is appropriate to do so. However, you may never claim any of our intellectual property as your own or your unique creation, even with attribution, or use any Intellectual Property within the offering that is attributed to a third party.

Online Course Intellectual Property and License

Any and all materials, paid or free, that you access on this or any related domains that contain our products or services are under the sole ownership or licensed use of J.D. Drayton, Amy McNally, and Jamie Beringer, Amy McNally, and Jamie Beringer, Amy McNally and Jamie Beringer.

We own our page layout and design, overall look and appearance, individual graphics, icons, videos, written material, logos, taglines, and trademarks (common law or federally registered). You are not allowed to reproduce any part of our website(s), program(s), product(s), service materials, or related communications.

You are only receiving a limited, non-transferable, non-exclusive, revocable license for non-commercial use only in order to access any content or materials in the products or services you have paid for or opted to receive. You acknowledge that if you exceed the scope of this license, as determined by a legal authority, you have committed infringement in a manner that materially harms us, and we have the right to seek damages and/or an injunction to remedy the situation until we are made whole.

You are permitted to:

• Access the products or services for your personal use. If additional members of your team need to access the products or services, you must purchase additional offerings at one per individual team member.

• Download and/or print any products or services materials for your personal use in your business. If additional members of your team need to download and/or print any materials from the offering, you must purchase additional products or services at one per individual team member.

• Use of trademarks and copyrighted materials with our prior written consent and proper credit and marking, namely, citing © J.D. Drayton, Amy McNally, and Jamie Beringer, Amy McNally, and Jamie Beringer, Amy McNally and Jamie Beringer, as the source of the materials and marking any federally registered trademarks with ™ in accordance with the below.

You are NOT permitted to:

• Re-sell or trade your access to the products or services.

• Share the products or services with anyone else who has not yet purchased it or opted in to receive it.

• Reprint or republish any of the products or services, in part or in whole.

• Distribute any of the materials contained in the products or services or related materials and/or communications as your own, otherwise known as stealing.

• Reproduce and alter, edit, remix, or in any way create a derivative of any part or whole of the products or services for distribution as your own work.

• Claim ownership or use over any of our Intellectual Property without our prior consent, which includes (but is not limited to): copyrights such as course materials, worksheets, workbooks, proprietary frameworks and methodologies, lessons, videos, and other content; trademarks such as names, logos, taglines, or other unique source identifiers; or trade dress including the look and feel of the products or services (and its related communications and materials).

• Use of our products or services or any related materials and/or communications in an unlawful way or for any illegal or unlawful purpose(s).

If you wish to use, publish, or access any of our content, products or services, proprietary frameworks and methodologies, or related materials, you must request and receive written permission prior to commencing use by emailing us at support@mynextlevelwealth.com.

Penalties

Copying our content, products or services, or proprietary frameworks and methodologies is considered theft, and infringe, or otherwise violate these Terms and Conditions of Use. We reserve the right to prosecute infringers to the fullest extent allowed by criminal or civil statute in any jurisdiction allowed. You explicitly consent to personal jurisdiction of and exclusive venue in the federal and state courts located in and serving Victoria, Australia by opting into or purchasing any products or services or accessing its related communications and/or materials

Consent to Use Your Image

We are not obligated to notify you or anyone in photographs of our publication or other use of any image or images you submit by default or voluntarily.

Confidentiality

Unless otherwise explicitly stated in a subsequent client agreement, you have no right to confidentiality.

Force Majeure, Cancellation / Rescheduling / Refund Policy

Force Majeure

1. No party will be liable for non-performance of any of its obligations under the agreement if its non-performance was due to a Force Majeure Event as defined in paragraph (2) of this agreement, on condition that such party complies with the conditions in paragraph (3) of this agreement.

1. A Force Majeure Event shall mean any act of God; war; riot; civil strife; the act of terrorism, domestic or foreign; embargo; governmental rule, regulation or decree; flood, fire, hurricane, tornado, or other casualties; earthquake; strike, lockout, or other labor disturbance; the unavailability of labor or materials to the extent beyond the control of the party affected; pandemic; quarantine; or any other events or circumstances not within the reasonable control of the party affected, whether similar or dissimilar to any of the foregoing.
2. Upon the occurrence of a Force Majeure Event, the non-performing party shall promptly notify the other party that a Force Majeure Event has occurred, its anticipated effect on performance, including its expected duration. The non-performing party shall furnish the other party with periodic reports regarding the progress of the Force Majeure Event. The non-performing party shall use reasonable diligence to minimize damages and to resume performance.

Cancellation And Rescheduling Policy

1. Please be advised that you can cancel your “session” up to 48 hours prior to the scheduled service via email where the change will be processed without a penalty.

Cancellations made 48 hours or less before the scheduled service will result in a charge equal to 100% of the reserved service amount of $375. This includes appointments where the service provider is unable to access the property, is turned away, or the client is unavailable.

As a courtesy, your appointments are confirmed electronically the day before your scheduled appointment by email and/or text messaging from our online appointment scheduling software because we know how easy it is to forget an appointment you booked months ago.  From this confirmation email, you have the option of the following without a charge:

• Confirm your appointment from the link provided in the email;
• Reschedule/change/modify your appointment from your online account;
• Cancel your appointment from your online account;
• Respond back by email with any changes or issues;
• Call or text our mobile number which is provided in the email for customer service.

If you are late for your scheduled session, it will shorten your time and service provider is not obligated to make up the time.

If you are a “no-show”, service provider will not refund your money and you will be charged 100% of the service amount.

Refund Policy

Services rendered including consulting, coaching, design, social media management, and copywriting, are NOT refundable.

All projects require a non-refundable retainer to begin and the balance is due once the project is complete or in accordance to secure shopping cart terms and contract.

Should a client choose not to complete a project, the deposit is kept for work invested in research, client contact, design, and any other service provided during the time both parties worked together.

Refund on digital product and virtual events

Due to the nature of digital products and virtual events, refunds will not be issued. If you are unable to download a digital product please contact us at support@mynextlevelwealth.com within 7 days of purchase for urgent assistance.

We recommend contacting us if you have any questions before you purchase.

Refund on coaching and/or consulting

There are absolutely no refunds on coaching and consulting once the services are rendered. We cannot guarantee results in a coaching or consulting relationship because results depend on your openness to being coached and your willingness to do the work.

If you are not completely satisfied with your investment and are on a payment plan, you may request we stop collecting on future payments (depending on each individual program’s Terms of Use and Agreement).

If you made a payment in full, and are unsatisfied, you have 14 days to request a refund and is handled on a case-by-case basis and is issued at our sole discretion. You may NOT request a refund for any coaching or consulting sessions after 14 days of the program and must see the program through to its completion as agreed.

READ: http://mynextlevelwealth.com/terms/

Privacy Policy

J.D. Drayton, Amy McNally, and Jamie Beringer, Amy McNally, and Jamie Beringer (“us”, “we”, or “our”) operates the www.mynextlevelwealth.com website (hereinafter referred to as the “Website”).

This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Website and the choices you have associated with that data.

We use your data to provide and improve the Website. By using the Website, you agree to the collection and use of information in accordance with this policy.

Information Collection and Use

We collect several different types of information for various purposes to provide and improve our Website to you.

We collect information from you when you visit our website, make purchases, or interact with us on social media.

By accepting this Privacy Policy, you are specifically consenting us to collect information of the data described below, to our use of the data, to the processing of this data, and to our sharing of the data with third-party processors as needed for our legitimate business interests.

Types of Data Collected

• Personal Data

While using our Website, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:

• Email address
• First name and last name
• Phone number
• Cookies and Usage Data.

We may use your Personal Data to contact you with newsletters, marketing or promotional materials, and other information that may be of interest to you. You may opt-out of receiving any, or all, of these communications from us by following the unsubscribe link in any email we send.

• Derivative Data

Derivative data is information that our servers automatically collect about you when you access our website, such as your IP address, browser type, the dates and times that you access our website, and the specific pages you view. If you are using a mobile application, our servers may collect information about your device name and type, your phone number, your country of origin, and other interactions with our application. Derivative data may also include data collected by third-party service providers, such as advertising and analytics providers, and may include cookies, log data, or web beacons. Cookies are explained below. Derivative data collected by third-party service providers generally does not identify a specific individual.

• Financial Data

Financial data is data that is related to your payment method, such as credit card or bank transfer details. We collect financial data in order to allow you to purchase, order, return, or exchange products or services from our website and any related mobile apps. We store limited financial data. Most financial data is transferred to our payment processor, Gigrove, PayPal, or Stripe, and you should review these processors’ Privacy Policy to determine how they use, disclose, and protect your financial data.

Social Media Data

We may access personal information from social networking sites and apps, including (but not limited to) Facebook, Instagram, LinkedIn, Clubhouse, Tik Tok, or other social networking sites or apps not named specifically here, which may include your name, your social network username, location, email address, age, gender, profile picture, and any other public information. If you do not want us to access this information, please go to the specific social networking site and change your privacy settings.

• Mobile Device Data

If you use our website via a mobile device or app, we may collect information about your mobile device, including device ID, model and manufacturer, and location information.

• Comments

When site visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from the site visitor’s email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/.

After approval of your comment, your profile picture is visible to the public in the context of your comment.

• Contact forms

If you complete a contact form or leave a comment on our site you may opt-in to save your name, email address, and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

• Newsletter / Mailing List

We offer the opportunity to our website visitors to volunteer certain information to us that is used for email and marketing purposes. This information includes, but is not limited to, your name and email. You will have an opportunity to unsubscribe from any future communications via email, but we reserve the right to maintain a database of past email subscribers. We reserve the right to use this information as reasonably necessary in our business and as provided by law. Your information will be shared with reasonably necessary third parties for the ordinary course of conducting our business, through companies such as (but not limited to) Facebook advertising or Google Pay Per Click marketing campaigns.

• Emails and Communications

You may opt out of receiving future email correspondence from us by checking the appropriate box when you register for the account or make a purchase. You may change your communication settings by contacting us at support@mynextlevelwealth.com.

• Marketing Communications

You may opt-out of receiving any third-party marketing communications or having your personal information used for marketing purposes. You may do this by contacting us at support@mynextlevelwealth.com

You may opt out of receiving future email correspondence from us by checking the appropriate box when you register for the account or make a purchase. You may change your communication settings by contacting us at support@mynextlevelwealth.com.

• Embedded content from other websites

Articles on this Website may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

• Usage Data

We may also collect information on how the Website is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s browser type, browser version, the pages of our Website that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers, and other diagnostic data.

• Tracking and Cookies Data

We use cookies and similar tracking technologies to track the activity on our Website and we hold certain information.

Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies are also used such as beacons, tags, and scripts to collect and track information and to improve and analyze our Website.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Website.

Examples of Cookies we use:

• Session Cookies. We use Session Cookies to operate our Website.
• Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
• Security Cookies. We use Security Cookies for security purposes.
• Advertising Cookies. Advertising Cookies are used to serve you with advertisements that may be relevant to you and your interests.

• Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Use of Data

J.D. Drayton, Amy McNally, and Jamie Beringer, Amy McNally, and Jamie Beringer use the collected data for various purposes:

• To provide and maintain our Website.
• To allow you to participate in interactive features of our Website when you choose to do so.
• To provide customer support.
• To gather analysis or valuable information so that we can improve our Website.
• To monitor the usage of our Website.
• To provide you with news, special offers and general information about things we think you will be interested in.

Legal Basis for Processing Personal Data under the General Data Protection Regulation (GDPR)

If you are from the European Economic Area (EEA), J.D. Drayton, Amy McNally, and Jamie Beringer, Amy McNally, and Jamie Beringer’s legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it.

J.D. Drayton, Amy McNally, and Jamie Beringer, Amy McNally, and Jamie Beringer may process your Personal Data because:

• We need to perform a contract with you.
• You have given us permission to do so.
• The processing is in our legitimate interests and it is not overridden by your rights.
• To comply with the law.

Retention of Data

J.D. Drayton, Amy McNally, and Jamie Beringer, Amy McNally, and Jamie Beringer will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes and enforce our legal agreements and policies.

J.D. Drayton, Amy McNally, and Jamie Beringer, Amy McNally, and Jamie Beringer will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Website, or we are legally obligated to retain this data for longer periods.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Why we may disclose your information

We may share your information with third parties in certain situations. In particular, we may share your data with third-party processors as needed to serve our legitimate business interests, which include administration of our website, administration of your account, entering into contracts with you, communicating with you, taking orders for goods or services, delivering our goods and services, identifying trends, protecting the security of our company and website, and marketing additional goods and services to you. The legal basis for our disclosure of your data is both your consent to this Privacy Policy and our own right to protect and promote our legitimate business interests.

The following are specific reasons why we may share your information:

Third Party Processing

We may disclose your information to third parties who assist us with various tasks, including payment processing, hosting services, email delivery, communications, and customer service. We may not always disclose these third-party processors if not required by law. We do not authorize them to use or disclose your personal information except in connection with providing our company with their services.

By Law

We may share your data as required by law or to respond to legal process, including a subpoena, or as necessary to protect the rights, property, and safety of others. This includes sharing information with other parties to prevent or address fraud and to avoid credit risks.

To Protect Our Company

We may use your information to protect our company, including to investigate and remedy any violations of our rights or policies. We may also disclose your information as reasonably necessary to acquire and maintain insurance coverage, manage risks, obtain financial or legal advice, or to exercise or defend against legal claims.

Business Transfers

In the unlikely event our company engages in a merger, acquisition, bankruptcy proceedings, dissolution, reorganization, or similar transaction or proceeding, we may transfer or share your data as part of that proceeding. In such transitions, customer information is one of the business assets that is acquired by a third party. You acknowledge that such business transfers may occur and that your personal information can continue to be stored, used, or processed as otherwise set forth in this privacy policy.

Third-Party Marketing

We may disclose your information to certain third parties as listed on our website for the purpose of enabling them to contact you so that they can offer you relevant goods and services.

Advertisers

We may use third-party advertising companies to run and manage our ads on Facebook, Instagram, and Pinterest to produce ads that appear when you visit our website or mobile app. These companies may use information about your visit to our website and other websites that are contained in web cookies (as described above) to offer you personalized advertisements about goods and services that might interest you. We cannot control the activities of such other advertisers or websites. You should consult the respective Privacy Policies of these third-party advertisers for more detailed information on their practices as well as for instructions about how to opt out of certain practices.

Please note that, at this time, we do not recognize automated browser signals regarding tracking systems, which may include “do not track” instructions.

Other Third Parties

We may share information with advertisers or other third parties for the purpose of conducting general business analysis. If we do so, we will make reasonable efforts to inform you if required by law.

Interaction With Others

If you interact with others on our website or mobile apps, such as participating in a group chat or a group online course, other users may have access to some of your data, including your name, profile picture, and your history of interaction with our websites, such as prior comments or posts.

Online Postings

When you post online, your posts may be viewed by others, and we may distribute your comments outside the website.

External Links: Our website may include hyperlinks to other websites not controlled by Us. We suggest You exercise caution when clicking on a hyperlink. Although we use reasonable care in including a hyperlink on our own web page, we do not regularly monitor the websites of these third parties, are not responsible for any damage or consequences you suffer by using these hyperlinks. We are not bound by the Privacy Policies of any third-party website that you access by a hyperlink, nor are they bound by ours. We encourage you to read the Policies of those third-party websites before interacting with them or making purchases. They may collect different information and by different methods than we do.

Other Purposes: We may disclose your personal data as necessary to comply with any legal obligation or to protect your interests, or the vital interests of others or our business.

Disclosure of Data

Legal Requirements

J.D. Drayton, Amy McNally, and Jamie Beringer, Amy McNally, and Jamie Beringer may disclose your Personal Data in the good faith belief that such action is necessary to:

• To comply with a legal obligation
• To protect and defend the rights or property of J.D. Drayton, Amy McNally, and Jamie Beringer, Amy McNally, and Jamie Beringer
• To prevent or investigate possible wrongdoing in connection with the Website
• To protect the personal safety of users of the Website or the public
• To protect against legal liability

Security of Data

The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Your Data Protection Rights under the General Data Protection Regulation (GDPR)

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. J.D. Drayton, Amy McNally, and Jamie Beringer, Amy McNally, and Jamie Beringer aims to take reasonable steps to allow you to correct, amend, delete or limit the use of your Personal Data.

If you wish to be informed about what Personal Data we hold about you and if you want it to be removed from our systems, please contact us.

In certain circumstances, you have the following data protection rights:

• The right to access, update or delete the information we have on you. Whenever made possible, you can access, update or request deletion of your Personal Data directly within your account settings section. If you are unable to perform these actions yourself, please contact us to assist you.
• The right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete.
• The right to object. You have the right to object to our processing of your Personal Data.
• The right of restriction. You have the right to request that we restrict the processing of your personal information.
• The right to data portability. You have the right to be provided with a copy of the information we have on you in a structured, machine-readable and commonly used format.
• The right to withdraw consent. You also have the right to withdraw your consent at any time where J.D. Drayton, Amy McNally, and Jamie Beringer, Amy McNally, and Jamie Beringer relied on your consent to process your personal information.

Please note that we may ask you to verify your identity before responding to such requests.

You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).

California Privacy Rights

The State of California has established its own unique regulations that apply to California residents.

As of its effective date of January 1, 2020, we are also compliant with the California Consumer Privacy Act Of 2018, Cal. Civ. Code §§ 1798.100 Et Seq. (CCPA).

Any California resident may request, free of charge, the personal information that we have collected or stored about themselves or about a member of their household. For security purposes, we reserve the right to ask for verification of your identity and proof of your California residency at the time of your request.

Any California resident has a right to request the personal data that we have collected, or request deletion of the personal data that we have collected, including but not limited to:

• Any personally identifying information, such as a real name, alias(es), mailing or resident address, IP address, email address, account name, biometrics, or any other data that could uniquely identify a California resident;
• Commercial information, including products or services purchased, obtained, or considered, search history, interactions with our website, or any other purchasing or browsing history of our website and/or offer(s);
• Website including Blog comments made publicly or privately;
• Geolocation data;
• Professional or employment-related information; and
• Education information.

We reserve the right to collect any of the above data on California residents and their households.

We do not plan on selling your data. Regardless, any California resident can email us at support@mynextlevelwealth.com to explicitly request to opt-out of any such sale of data.

California residents also have the option to request full deletion of their account and any data that we have collected and associated with them.

We agree to comply with any data request or deletion made pursuant to the CCPA in a reasonable timeframe, during normal business hours and excluding public holidays or any pre-scheduled time off.

Website Providers

We may employ third party companies and individuals to facilitate our Website (“Website Providers”), provide the Website on our behalf, perform Website-related Websites or assist us in analyzing how our Website is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Analytics

We may use third-party Website Providers to monitor and analyze the use of our Website.

Google Analytics
Google Analytics is a web analytics Website offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Website. This data is shared with other Google Websites. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

You can opt-out of having made your activity on the Website available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity.

For more information on the privacy practices of Google, please visit the Google Privacy and Terms web page: https://policies.google.com/privacy?hl=en

Advertising

We may use third-party Website Providers to show advertisements to you to help support and maintain our Website.

• Google AdSense & DoubleClick Cookie
  Google, as a third party vendor, uses cookies to serve ads on our Website. Google’s use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our Website or other websites on the Internet.
  You may opt out of the use of the DoubleClick Cookie for interest-based advertising by visiting the Google Ads Settings web page: http://www.google.com/ads/preferences/

Links to Other Sites

Our Website may contain links to other sites that are not operated by us. If you click a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or websites.

Contact Us

If you have any questions about this page, please contact us through the email:

support@mynextlevelwealth.com

READ: http://mynextlevelwealth.com/privacy/

Disclaimer

General Disclaimer

The www.mynextlevelwealth.com website (the “Website”) is an online information service provided by J.D. Drayton, Amy McNally, and Jamie Beringer, (independent Sole Traders), subject to your compliance with our Terms and Conditions.

Our “Website” and related materials are provided for educational and informational use only. You agree to indemnify and hold harmless our “Website” and business for any direct or indirect loss or conduct incurred as a result of your use of our website and any related communications, including as a result of any consequences incurred from technological failures such as a payment processor error(s) or system failure(s).

While we may reference certain results, outcomes, or situations on this “Website”, you understand and acknowledge that we make no guarantee as to the accuracy of third-party statements contained herein or the likelihood of success for you as a result of these statements or any other statements anywhere on this “Website”. 

We expressly disclaim any and all responsibility for any actions or omissions you choose to make as a result of using our “Website”, related materials, products, courses, or the materials contained herein.

Your use of the content on this “Website” or content from our email list is at your own risk. We do not guarantee any results from using this content and is for educational purposes only. It is your responsibility to do your own research, consult, and obtain a professional for your medical, legal, financial, health or other help that you may need for your individual circumstances.

This “Website” is updated on a regular basis and while we try to make accurate statements in a timely and effective manner, we cannot guarantee that all materials and related media contained herein are entirely accurate, complete, or up to date. 

You expressly acknowledge and understand that any information or knowledge you gain as a result of using this website is used at your own risk. If you should see any errors or omissions and would like to let us know, please email us at support@mynextlevelwealth.com.

To the fullest extent permitted by law, we expressly exclude any liability for any direct, indirect, or consequential loss or damage incurred by you or others in connection with our products and services(s), including without limitation any liability for any accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease, condition or issue, physical, mental, emotional, or spiritual injury or harm, loss of income or revenue, loss of business, loss of profits or contracts, anticipated savings, loss of data, loss of goodwill, wasted time, and for any other loss or damage of any kind, however, and whether caused by negligence, breach of contract or otherwise, even if foreseeable. 

We are not medical, legal, financial, or other professionals, or if we are, during the course of these products and services and related material(s), we are not offering our professional services and you expressly agree we are not acting in any professional capacity, including medical, legal, financial, or otherwise during the course of this products and services. 

If you have medical, legal, or financial questions, you should consult a medical professional, lawyer, or CPA and/or CFP respectively. 

Our products and services are specifically for educational, motivational, inspirational and entertainment purposes only. None of the products and services or their related material(s) should be construed as medical, legal, or financial advice.

Earnings Disclaimer

We may report earnings and income statements from time to time. These statements are an estimate of what our clients could possibly earn. Case studies or testimonials are not indicative of typical results. Each individual approaches our products and services(s) with different backgrounds, disposable income levels, motivation, and other factors that are outside of our control. Therefore, we cannot guarantee your success merely upon access or purchase of our products and services(s) or related material(s).

We cannot guarantee your future results or success. There are no guarantees that you will get the same results. There are no guarantees that past earnings can be duplicated in the future.

You agree that you understand individual outcomes will vary.

The use of the information, products, and services is based on your own actions and you agree that we at J.D. Drayton, Amy McNally, and Jamie Beringer (www.mynextlevelwealth.com), advertisers, or sponsors are not liable for the success or failure of your business. 

Testimonials Disclaimer

 The testimonials, statements, and opinions presented on www.mynextlevelwealth.com are applicable to the individuals who wrote it. Results vary and may not be representative of the experience of others. The testimonials are voluntarily provided and are not paid, nor were they provided with free products or services, or any benefits in exchange for their statements.

The testimonials are representative of client experiences, but the exact results will be unique and individual to each client.

Third Party Disclaimer

You acknowledge and agree that we are not liable for any defamatory, offensive, or illegal conduct of any other participant or user, including, you (yourself).

Representation or Warranties Disclaimer

The information on our “Website” is “as is” and makes no
representations or warranties, express or implied, with respect to the content
provided on this “Website” or on any third-party website which may be accessed by
a link from this “Website”, including any representations or warranties as to
accuracy, timeliness, or completeness. We will not be liable for any losses, injuries, or damages from the display or use of this information.

We make no warranties as to our products and services, programs, products, services, or program materials. You agree that products and services, programs, products, services, or program materials are provided “as is” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability, suitability for a particular purpose, and non-infringement. We do not warrant that the programs, products, services, or program materials will be functional, uninterrupted, correct, complete, appropriate, or error-free, that defects will be corrected, or that any part of the website or content are free of viruses or other harmful components. We do not warrant or make any representations regarding the use or the results of the use of our program, product, or services materials, or on third-party websites in terms of their correctness, accuracy, timeliness, reliability, or otherwise.

Technology and Software Disclaimer

We make reasonable efforts to provide you with modern, reliable technology, software, and platforms from which to access our products and services(s) and related material(s). However, in the event of a technological failure, you accept and acknowledge our lack of responsibility for said failure, and while we will make reasonable efforts to support you, some technological issues are far outside our control and will require you to access support from the third-party provider.

Under no circumstances shall we be liable for any delay or failure in performance resulting, directly or indirectly, from any event of force majeure or other cause beyond our or their control including, without limitation, acts of God, war, equipment, and technical failures, electrical power failures or fluctuations, strikes, labor disputes, riots, civil disturbances, shortages of labor or materials, natural disasters, governmental actions, orders of domestic or foreign courts or tribunals, or non-performance of third parties. Neither we nor any other indemnified party is responsible or liable for: (a) any incompatibility between the website and any site, service, software, or hardware; or (b) any delay or failure you may experience with any transmission or transaction related to the products and services.

Omissions, Errors, or Mistakes Disclaimer

All information on this “Website” is accurate and true to the best of our knowledge, but that there may be omissions, errors or mistakes.

We make no warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information in our products and services(s).

We are not liable for any damages due to any errors or omissions on the “Website”, delay or denial of any products, failure of performance of any kind, interruption in the operation and your use of the “Website”, “Website” attacks including computer virus, hacking of information, and any other system failures or misuse of information or products.

We are not liable for any inaccuracies, errors, or reliance on personal opinions contained in our products and services(s) or related material(s).

Comments Disclaimer

We welcome comments on blog posts. All comments submitted to www.mynextlevelwealth.com are the opinions of the author and do not necessarily reflect or represent the views, policies, or positions of J.D. Drayton, Amy McNally, and Jamie Beringer. We reserve the right to use our own discretion when determining whether or not to remove offensive comments or images.

Affiliates Disclaimer

Some of the links on this website are “affiliate links.” That means if you click on a link and purchase the item, we receive an affiliate commission. Please note, we only recommend products or services that we believe will add value to you. J.D. Drayton, Amy McNally, and Jamie Beringer discloses this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising. If an affiliate link is listed, we will disclose it to you at the bottom of each blog post or page, if applicable.

Sponsored Posts Disclaimer

Occasionally, we may be compensated or given products for free to provide opinions on products, services, websites, and various other topics. Even though we may receive compensation for our posts and/or advertisements, we always give our honest opinion, findings, beliefs, or experiences on those topics, events, or products.

Even if a post is sponsored, the views and opinions expressed on the sponsored post are purely J.D. Drayton, Amy McNally, and Jamie Beringer’s personal opinions.

In many cases, we may express our thoughts and opinions written by J.D. Drayton, Amy McNally, and Jamie Beringer, on our own, without any sponsored or paid partnership posts, or by accepting free products for review.

Any reviews, recommendations, or shared links on this website have been promoted based on our opinion of the high-quality product or service provided by third-party companies or businesses. 

READ: http://mynextlevelwealth.com/disclaimer/